• tailored insurance and funeral policies

Check Our Products & Rates

At Structured, we are recognized for offering some of the most competitive rates in funeral cover and insurance. We understand the importance of providing families with the means to hold a dignified funeral without the added financial stress. Our commitment to regularly comparing rates helps us stay ahead of the competition, ensuring our clients benefit from paying less while receiving more.

Structured has built a strong reputation within the funeral industry as a trusted and dependable partner.

Our clients include

Funeral Parlours
Employers
Church Schemes
Group schemes
Brokers

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*Competitive rates are available on all Single member, Single parent, Family and Traditional plans.

PLAN AGE BAND COVER PREMIUM COVER PREMIUM COVER PREMIUM COVER PREMIUM
SINGLE < 64 R5000 R11.78 R10 000 R22.32 R15 000 R30.40 R20 000 R37.63
SWC < 64 R5000 R13.25 R10 000 R25.29 R15 000 R37.32 R20 000 R48.23
FAMILY < 64 R5000 R11.78 R10 000 R22.32 R15 000 R30.40 R20 000 R37.63
1 + 5 < 64 R5000 R19.14 R10 000 R34.11 R15 000 R51.53 R20 000 R69.49
1 + 9 < 64 R5000 R58.89 R10 000 R115.08 R15 000 R172.63 R20 000
1 + 13 < 64 R5000 RR76.28 R10 000 R149.61 R15 000 R224.41 R20 000

Single Plan

The Main Member
  • No spouse allowed.
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Single Plus Children Plan

The Main Member
  • No spouse allowed.
The Children
  • May add up to 6 children or dependents at an additional cost.
Child Covers
  • Stillborn: 20% of Main member cover
  • 0-11 Months: 20%of Main member cover 1-5
  • Years: 25% of Main member cover
  • 6-13 Years: 50% of Main member cover
  • 14 and above: 100% of Main member cover
The Extended Family
  • This may be any extended family member for whom there is an insurable interest.
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Family Plan

The Main Member
  • 6 children allowed.
  • Spouse is allowed.
The Children
  • May add up to 6 children or dependents at an additional cost.
Child Covers
  • Stillborn: 20% of Main member cover
  • 0-11 Months: 20%of Main member cover 1-5
  • Years: 25% of Main member cover
  • 6-13 Years: 50% of Main member cover
  • 14 and above: 100% of Main member cover
The Extended Family
  • This may be any extended family member for whom there is an insurable interest.
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Traditional 1 Plus Plan

Child Covers
  • Stillborn: 20% of Main member cover
  • 0-11 Months: 20%of Main member cover 1-5
  • Years: 25% of Main member cover
  • 6-13 Years: 50% of Main member cover
  • 14 and above: 100% of Main member cover
The Extended Family
  • The Traditional 1 plus plan accommodates either 5, 9 or 13 dependents and the plan is priced based on the oldest person covered on the policy.
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Risk premium is based on:

  • Type of product
  • Cover amount
  • Oldest person on policy of members coverd
  • Gender
  • Number of policies on a group

To quote we need the following:

  • Quotation request form
  • Detailed, accurate membership data
  • Claims report for the past 12 months
  • Copy of pamphlet to understand the products better